Squaremouth helps travelers search, compare, and buy the best travel insurance for the lowest price. More than 300,000 travelers use Squaremouth each year to protect their trips.
Begin your search by entering your trip details to view policies from the most reputable travel insurance companies in the industry. Use our custom search filters to only show the policies that match your coverage needs. Compare policies side-by-side to find the right policy at the best price for your trip.
Protect Yourself with Our Zero Complaint Guarantee
We understand a provider’s reputation handling claims is as important as the price and coverage of a policy. We promise to only sell policies from financially stable, reputable companies who handle every claim fairly. If you feel your claim should have been handled differently, we are happy to mediate with your provider on your behalf.
Multi-Award-Winning Customer Service
Squaremouth’s customer service team has been recognized nationally and internationally with 13 awards in 5 years. We promise to be upfront and honest with every customer, because we never want a customer to pay more than they need to for a policy. If we know their concerns can’t be covered, we will recommend they don’t buy a policy.
Same Price as Purchasing Directly from the Provider
The price of every travel insurance policy we sell is exactly the same as it would be if you bought directly from the provider. This is regulated by federal law, and cannot be changed. By purchasing through Squaremouth, travelers are able to compare products with the entire market, and utilize our Zero Complaint Guarantee services during a claim.
Frequently Asked Questions
How Does Travel Insurance Work?
Travel insurance works as a method of reimbursement if something goes wrong before or during your trip, such as an unforeseen illness forcing you to cancel or an injury while you’re traveling. To get a travel insurance quote, enter your trip details into Squaremouth’s search form, which will then generate a list of travel insurance quotes for your trip. Once you buy a policy, the benefits included within that policy will become effective at midnight that day. If you have any questions about your coverage during your trip, you can contact your provider’s 24-hour Emergency Assistance department for immediate help or information about how your policy’s benefits work.
When Should I Buy Travel Insurance?
Many travelers think they can buy travel insurance anytime before their trip, and assume they will be covered if anything happens that impacts their travel plans. However, the best time to buy travel insurance depends on the benefits and the type of coverage you are interested in. We recommend travelers who want the standard benefits that come with a comprehensive Trip Cancellation policy buy as soon as possible because travel insurance only covers unforeseen events, however these policies can be purchased up until the day before they leave. Travelers who primarily want medical coverage during their trip should buy anytime prior to the day before they leave, unless they need Pre-Existing Condition coverage. Travelers who are interested in specific time-sensitive benefits, such as Pre-Existing Condition coverage or Cancel For Any Reason, must buy a policy within 14-21 days of making their initial trip deposit.
How Do I Compare Travel Insurance?
Once you have entered your trip information on squaremouth.com, you will be presented with a list of all available policies for your trip. Comparing the options and choosing the best policy for your trip depends on your specific needs. Most travel insurance policies are comprehensive and include many of the same benefits, with the biggest difference being the coverage limits per benefit. Therefore, when comparing travel insurance, we recommend sorting policies by least expensive to most expensive, and using Squaremouth’s side-by-side comparison tool to choose the least expensive policy that matches your specific coverage needs, such as a certain amount of medical coverage you require.
Who Needs Travel Insurance?
Many travelers turn to travel insurance to protect themselves from a financial loss before or during their trip. The most common type of coverage that travelers buy is Trip Cancellation. This benefit protects their financial investment if they are unable to travel for a covered reason. A travel insurance policy can cover 100% of your prepaid and non-refundable trip expenses if you have to cancel for a reason listed in the policy.
In addition to cancellation benefits, many travelers buy travel insurance because they need medical coverage while they are traveling. A travel insurance policy can provide medical benefits at an affordable premium for travelers who don’t have medical coverage at their destination, or for those who just want additional coverage outside of their primary health insurance.
What Does Travel Insurance Cover?
Travel insurance is designed to cover a variety of unforeseen events that may cause a financial loss before or during your trip. This can include an illness or injury preventing you from traveling, severe weather impacting your travel plans, or a medical emergency that occurs during your trip, among others.
Most travel insurance policies are comprehensive and are built specifically with travelers’ main concerns in mind, including coverage for trip cancellations, medical emergencies, flight delays, and lost luggage. While most policies include many of the same benefits, the specific coverage varies. To make sure you have the coverage you need and select the best policy for your next trip, it’s important to read each policy’s documentation to understand what benefits are included.
How Much Does Travel Insurance Cost?
The cost of a travel insurance policy depends on four primary factors: the trip cost, the age of the travelers, the length of the trip, and the amount of coverage included within the policy. While the premium calculation varies between providers and coverage, a standard policy with Trip Cancellation coverage will typically cost between 5% and 10% of the total trip cost. A policy without an insured trip cost will likely be significantly less expensive. Because the cost varies by policy, Squaremouth always recommends the least expensive policy with the coverage you need.
Squaremouth Customer Reviews
As of January 2020, Squaremouth Travel Insurance has been reviewed by 22,905 customers on ResellerRatings.com and has an average rating of 5 stars.
Excellent Insurance Comparison Site
I was very impressed with the useful information that Squaremouth provides, and with its easy-to-use website design. It made travel insurance comparison shopping easy!
Paul from VA
“I found working on the SquareMouth web site very complete and it answered most of my questions. I also called the customer support number and my questions were answered well.”
John from SC
“Unlike other sites, I could add or take away filters (features) as appropriate. The ease of customization and ability to compare (and sort) different plans made it so easy and convenient! Loved it.”
Kerry from WY
Lots of Choices
“I was able to do quick side-by-side comparisons of various policies and found it easy to make the price/coverage decision that often makes insurance purchasing hard to do..”