Frequently Asked Questions

Countries That Require Travel Insurance

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Many countries around the world require foreign travelers to have medical travel insurance in order to gain entry into the country. It’s become a growing trend for countries worldwide to make travel insurance a requirement due to an increase in unsettled medical bills from foreign travelers.

Travel insurance comparison site, Squaremouth, gives a detailed breakdown of the list of countries that require travel insurance, and explains in-depth which standards you must meet if you are planning a trip to any of the countries below. 

Countries Requiring Travel Insurance Amid Coronavirus (COVID-19)


All visitors are required to provide proof that they have health insurance that can cover COVID-19 medical expenses.


All travelers visiting Aruba are required to purchase COVID-19 travel insurance from the Aruba government. These policies vary in price, and provide coverage for up to $75,000 in medical expenses related to treatment of COVID-19.


Brazil is requiring all visitors to prove at departure and arrival that they have medical travel insurance that can cover medical emergencies related to the coronavirus.


Travelers must purchase a local health insurance package for COVID-19 treatment, which is valid for 20 days. Foreign travelers are also required to pay a $2,000 deposit upon arrival, to cover mandatory COVID-19 testing and potential treatments.

Costa Rica

In order to gain entry, tourists visiting Costa Rica must complete the online Health Pass 48 hours prior to arrival. Visitors must also provide proof of travel medical insurance that can provide $50,000 in coverage for COVID-19 related medical treatment and $2,000 in quarantine lodging expenses while in Costa Rica.


Jamaica has introduced a mandatory insurance fee that travelers must pay in order to gain entry to the destination. Travelers are required to pay $40 as part of the island’s “Jamaica Cares” program to cover emergency medical services. The fee will cover medical treatment for COVID-19 and other illnesses, as well as natural disasters while they are visiting Jamaica.


Travelers to Lebanon must have medical insurance for the duration of their stay. This insurance must offer coverage in full for the cost of medical treatment in the event the traveler contract coronavirus while in Lebanon.

St. Maarten

St. Maarten requires that all visitors have proof of medical travel insurance, and recommends a policy that can provider coverage for coronavirus-related expenses.


Thailand requires all travelers have proof of at least $100,000 in medical travel insurance that can cover COVID-19 related medical treatments.

The Bahamas

The Bahamas requires all visitors complete the Bahamas Health Travel Visa and show proof of a recent negative COVID-19 RT-PCR test. The fee for the Bahamas Health Travel Visa varies in price depending on length of stay and includes the mandatory health insurance required by the Bahamian government.

Turks and Caicos

Travelers visiting Turks and Caicos are required to show proof of a travel insurance policy that can cover COVID-19-related medical costs and hospitalizations. Travelers must also have proof of a recent negative test.


Ukraine requires all visitors to purchase health insurance through a Ukrainian company that covers the cost of COVID-19 treatment and observation. This coverage must be valid the entire length of their stay in Ukraine.

US Virgin Islands

US Virgin Islands requires all travelers who enter to utilize the USVI Travel Screening portal and submit a COVID-19 test result. Any travelers who are required to self-quarantine will be responsible for all quarantine related costs.

Schengen Countries

If you are traveling to any of the 26 countries within the Schengen region and you are not a citizen of the United States or a European country, you must have adequate travel medical insurance when you apply for your visa in order to be approved. This applies for travelers visiting the region for tourism or for business travel.

Click here to learn more about the Schengen visa travel insurance requirements.


Travel to the United Arab Emirates has surged over the past few years. The UAE is one of the countries that requires travel medical insurance, and depending on your trip itinerary, the required amount may vary. For example, travelers visiting Dubai need at least $100,000 in Emergency Medical coverage.

Click here to learn more about the UAE’s travel insurance requirements.


Travelers visiting Antarctica are willing to spend a significant amount of money on their trips, with an average trip cost of more than $14,500. As a result, many travelers turn to travel insurance to protect their financial investment.

However, Trip Cancellation coverage is an optional travel insurance benefit for travelers visiting Antarctica. Medical coverage, on the other hand, is required in order for foreign travelers to gain entry into the country.

Click here to learn more about Antarctica’s travel insurance requirements.


Cuba is well-known for its beautiful beaches and famous music and culture, however travel to the country has been limited over the years due to restrictions. In order for travelers from other countries to visit Cuba, they are required to have medical travel insurance for the duration of their stay, in addition to proving they have a return ticket home and sufficient funds.

Click here to learn more about Cuba’s travel insurance requirements.


Ecuador has long been known for its beautiful landscapes. This is highlighted by the country’s most popular destination, the Galapagos Islands, which are known for crystal clear waters and snorkeling and scuba diving excursions. For residents of Ecuador, whether they live their permanently or are temporary visitors to the country, a new law requires health insurance for the entire duration of the stay.

Click here to learn more about Ecuador’s travel insurance requirements.


Egypt is the fastest-growing international destination for U.S. travelers in 2019, and travelers are showing a willingness to spend more money on their trips to the country. Travelers also need to be willing to spend additional money on travel medical insurance, as it is a requirement in order to gain entry into Egypt.

Click here to learn more about Egypt’s travel insurance requirements.


Overall, Japan is one of the 10 most popular destinations for U.S. travelers, and the island country isn’t far behind Egypt as the fastest-growing destination for U.S. travelers in terms of increased popularity. Japan is also one of the countries that requires health insurance for travelers from foreign countries.

Click here to learn more about Japan’s travel insurance requirements.

New Zealand

Not all foreign visitors are required to buy travel medical insurance for their trips to New Zealand. However, anyone visiting New Zealand on a working holiday visa is required to have health insurance.


Although Qatar is not a popular tourist destination, travel insurance is still required. All expatriates and international visitors must have medical insurance while they are visiting or living in Qatar.


Travel to Russia has grown steadily over the years. As more travelers visit the world’s largest country, unsettled medical bills have become a rising problem. Therefore, it’s required for travelers to have travel health insurance in order to be granted a visa for their trip to Russia.

Click here to learn more about Russia’s travel insurance requirements.


As tourism has increased in Turkey, so has the total of medical costs for treating visitors. Therefore, it is a requirement for travelers from outside countries to purchase medical travel insurance in order to be granted access into Turkey.

Click here to learn more about Turkey’s travel insurance requirements.

Disclaimer: The information provided above is updated as of November 19, 2020. This list is intended for general informational purposes only. Entry requirements vary by country and are subject to change at any time. Travelers should verify current requirements with the specific country prior to travel. 

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