Compare All Policies for AXA Assistance USA

AXA Assistance USA

Squaremouth offers 2 policies from AXA Assistance USA. Below, you can compare all 2 policies and review each policy’s certificate.

Provider & Policy	Explorer Elite Certificate	Explorer Select Certificate

AM Best Rating	Underwritten by United States Fire Insurance Company AM Best's Rating of A+ (Superior) Effective as of: 08/28/2025 Verify this rating at www.ambest.com	Underwritten by United States Fire Insurance Company AM Best's Rating of A+ (Superior) Effective as of: 08/28/2025 Verify this rating at www.ambest.com
Zero Complaint Guarantee	This provider complies with Squaremouth's Zero Complaint Guarantee	This provider complies with Squaremouth's Zero Complaint Guarantee

Cancel for Covid-19 Sickness	Included in Trip Cancellation & Interruption	Included in Trip Cancellation & Interruption
Trip Cancellation	100% of the trip cost	100% of the trip cost
Trip Interruption	150% of the trip cost	150% of the trip cost
Hurricane & Weather	Common carrier delay for 6 hours Mandatory evacuation conditionally covered Accommodation made uninhabitable Hurricane warning conditionally covered Must be purchased before storm is named	Common carrier delay for 3 hours Mandatory evacuation conditionally covered Accommodation made uninhabitable Hurricane warning conditionally covered Must be purchased before storm is named
Terrorism	Covered for foreign and domestic	No coverage
Financial Default	Covered after 30 day wait if purchased within 14 days of trip deposit	Covered after 30 day wait if purchased within 14 days of trip deposit
Employment Layoff	Covered after 15 day wait If employed for 1 continuous year	Covered after 15 day wait If employed for 1 continuous year
Cancel For Medical Reasons	Included in Trip Cancellation and Trip Interruption	Included in Trip Cancellation and Trip Interruption
Cancel For Work Reasons	Included in Trip Cancellation and Trip Interruption	Included in Trip Cancellation and Trip Interruption
Cancel For Any Reason	Optional coverage This benefit is separate from Trip Cancellation	Optional coverage This benefit is separate from Trip Cancellation

Medical Coverage for Covid-19	Included in Emergency Medical	Included in Emergency Medical
Emergency Medical	$250,000 per person Primary coverage	$250,000 per person Primary coverage
Pre-Existing Condition	Covered if purchased within 14 days of trip deposit	Covered if purchased within 14 days of trip deposit

Medical Evacuation & Repatriation	$1,000,000 per person	$500,000 per person
Non-Medical Evacuation	$100,000 per person	$100,000 per person

Extension Of Coverage	Coverage can extend up to 7 days Coverage for medical quarantine included	Coverage can extend up to 7 days Coverage for medical quarantine included
Travel Delay	$2,000 per person $300 daily limit Covered after 12 hour delay	$1,500 per person $250 daily limit Covered after 12 hour delay
Baggage Delay	$1,000 per person Covered after 12 hour delay	$300 per person Covered after 12 hour delay
Baggage & Personal Items Loss	$5,000 per person $500 per item $2,500 specific items limit	$1,500 per person $250 per item $750 specific items limit
Missed Connection	$1,500 per person Covered after 3 hour delay	$1,500 per person Covered after 3 hour delay

24 Hour AD&D	$50,000 per person	$50,000 per person

Sports & Activities	Covered Limitations apply	Covered Limitations apply
Sports Equipment Loss	Included in Baggage & Personal Items Loss	No coverage
Sports Equipment Delay	$1,000 per person	No coverage
Search & Rescue	$100,000 per person	No coverage
Sports Fees	Included in Cancellation & Interruption	Included in Cancellation & Interruption

Rental Car Damage	Optional coverage	Optional coverage
Money Back Guarantee	Free look up to 10 days after purchase	Free look up to 10 days after purchase
24 Hour Assistance Service	24 hour assistance provided	24 hour assistance provided

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