Am I covered to cancel if an event might be terror-related, but hasn’t been confirmed yet?

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Speculation of a terrorist attack is not a covered reason to cancel on standard travel insurance.

The event must be declared a terrorist act by the U.S. Department of State in order to trigger the Terrorism benefit. As of May 19, 2016, the EgyptAir crash has not been declared an act of terrorism, and therefore is not a covered reason to cancel under standard policies.

Travelers with the Cancel For Any Reason upgrade can cancel for reasons not typically covered by a standard policy. However, they must cancel at least 2-3 days prior to their scheduled departure date. This upgrade will also only provide reimbursement up to 75% of the total trip cost, but requires that 100% of the total trip cost be insured.

This information is time sensitive and may change as events unfold. Please check back for updated FAQs and provider position statements. Information may vary based on the travel insurance policy. If you have questions about a specific policy, please contact us directly at 800-240-0369. Our customer service representatives are available 24/7.

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