Does the NYC bombing qualify for terrorism coverage?

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As of September 19, the NYC bombing has not been declared an act of terrorism by the U.S. Department of State, and therefore, it may not qualify for Terrorism coverage on most policies.

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We recommend contacting your provider to determine if the September 17 bombings in New York City qualify for Terrorism. You may also visit our provider position statement page for the bombing in New York, which will be updated as the situation develops.

If this attack meets your provider’s definition of terrorism, you may be covered to cancel your upcoming trip to New York, or end your trip early, as long as you had a policy in place that included Terrorism coverage before September 17.

In order to qualify for coverage under the Terrorism benefit, certain requirements must be met. These typically include:

  • The attack must be declared terrorism by the U.S. Department of State
  • The attack must occur within 7-30 days of your scheduled departure
  • The attack typically must occur in a city on your itinerary, or in some cases, within 50-100 miles of a city on your itinerary

This information is time-sensitive and may vary by policy. If you have questions about a specific policy, please contact us directly at 1-800-240-0369. Our customer service representatives are available 24/7 and are delighted to help.

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