Infectious Diseases

What if I become pregnant on or after my trip?

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Most travel insurance policies exclude coverage for medical expenses related to pregnancy, unless there are complications to the pregnancy. If you become pregnant during your trip and experience a complication of pregnancy, this may be included in your coverage.

If you become pregnant while visiting a destination affected with the Zika virus, but do not contract the Zika virus, this would not be considered a complication of pregnancy in terms of a travel insurance policy, and would not be a covered reason to interrupt your trip.

If you contract the Zika virus, and become pregnant while traveling, you may be provided medical coverage. Emergency medical coverage for an unforeseen illness is included in medical coverage regardless of a pregnancy.

In every case, travel insurance coverage ends when the traveler returns home. If you become pregnant after you have returned home from a covered trip to a destination affected by the Zika virus, unfortunately, your travel insurance policy would not cover post-trip treatment or expenses.

This coverage is subject to change at any time as conditions related to the Zika virus change.

To view more information about medical coverage when pregnant, please visit our Help Center here:

This information may vary based on the travel insurance policy. If you have questions about a specific policy, please contact us directly at 800-240-0369. Our customer service representatives are available from 8am to 10pm ET, seven days a week, and are delighted to help!

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