Squaremouth informs travelers about events that are expected to have a major impact on travel. This is not a comprehensive list of all worldwide events.

Last Updated: 09/10/18

Hurricane Florence was first named a tropical storm on September 1, 2018, and has developed into a hurricane in the Atlantic. The storm is heading for the East Coast as a major hurricane.

Many travel insurance policies include coverage for hurricanes that impact travel, as long as the policy was purchased before the storm was named. Travelers who had a policy in place prior to September 1, 2018 may have coverage for Hurricane Florence, including Trip Cancellation and Travel Delay.

The Hurricane Florence Travel Insurance Information Center explains coverage related to the storm. This database is regularly updated by Squaremouth’s travel insurance experts with answers to frequently asked questions, official provider position statements, travel alerts and notices, and other information as the storm develops. Information is subject to change at any time.

Questions? Squaremouth’s travel insurance experts are on hand to answer your questions about coverage for Hurricane Florence. We are available from 8am to 10pm ET daily by chat and by phone at 1-800-240-0369.

If you are currently traveling or live in an area affected by Hurricane Florence, contact your provider's 24-Hour Emergency Assistance for help.

Florence became a named storm on September 1, 2018. As of that date, the storm is no longer considered unforeseen and any new travel insurance policies will not provide any coverage related to the storm.

Hurricane Florence is expected to strengthen as it moves towards the East Coast. If you purchased a policy prior to September 1, 2018, you may be covered to cancel or interrupt your trip.

Fact Sheets and Press Releases

  • Hurricane Florence Evacuation Not Enough to Trigger Travel Insurance Coverage for Residents in Storm’s Path

    ST. PETERSBURG, Fla. September 11, 2018 — Residents of the East Coast are preparing for Category 4 Hurricane Florence, with more than 1 million facing mandatory evacuation orders. But according to travel insurance comparison site, Squaremouth, it is still too early for Hurricane Florence to trigger travel insurance benefits for residents with homes in the storm’s path.

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Can I cancel my trip due to a hurricane or tropical storm?

FAQs

  • What types of natural disasters are covered by travel insurance?

    Travel insurance can cover unforeseen natural disasters that prevent a traveler from taking their trip.

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  • When can I buy travel insurance to cover a tropical storm or hurricane?

    You can buy travel insurance with coverage for a tropical storm or hurricane up until the day before your departure date, as long as the storm has not been named.

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  • Does a storm have to become a hurricane to be covered by travel insurance?

    No, a storm does not need to develop into a hurricane to be covered by the Hurricane & Weather benefit.

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  • Does the Hurricane & Weather benefit cover tropical storms?

    Yes, losses related to tropical storms can be covered by the Hurricane & Weather benefit.

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  • What types of current events are covered by travel insurance?

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    Travel insurance can cover unforeseen events, including unexpected illnesses, terrorist attacks, inclement weather and natural disasters, and other events that cause a complete cessation of travel, such as a strike of a travel supplier.

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  • When is a storm considered foreseen by travel insurance?

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    A storm is typically considered foreseen once it is named.

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  • Can I cancel my trip due to a hurricane or tropical storm?

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    You may be covered to cancel your trip if a hurricane seriously impacts your travel.

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  • Can I still buy travel insurance after a tropical storm or hurricane is named?

    While you can still buy a travel insurance policy after a storm is named, the policy will not include coverage for the storm.

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  • See all 10 FAQs
  • Can I return home early if there is a hurricane at my destination?

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    Short Answer With the Hurricane and Weather benefit, you may be covered to return home early from your trip due to a hurricane at your destination.

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  • Can I cancel my trip if I’m afraid a storm will hit during my trip?

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    Short Answer Fear that a storm will hit your destination is not a covered reason to cancel your trip under standard Trip Cancellation policies.

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