Compare All Policies for Generali Global Assistance

Generali Global Assistance

Squaremouth offers 3 policies from Generali Global Assistance. Below, you can compare all 3 policies and review each policy’s certificate.


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Provider & Policy	Standard Certificate	Preferred Certificate	Premium Certificate
Ratings
AM Best Rating	Underwritten by Generali U.S. Branch AM Best's Rating of A (Excellent) Effective as of: 12/17/2021 Verify this rating at www.ambest.com	Underwritten by Generali U.S. Branch AM Best's Rating of A (Excellent) Effective as of: 12/17/2021 Verify this rating at www.ambest.com	Underwritten by Generali U.S. Branch AM Best's Rating of A (Excellent) Effective as of: 12/17/2021 Verify this rating at www.ambest.com
Zero Complaint Guarantee	This provider complies with Squaremouth's Zero Complaint Guarantee	This provider complies with Squaremouth's Zero Complaint Guarantee	This provider complies with Squaremouth's Zero Complaint Guarantee
Cancellation
Cancel for Covid-19 Sickness	Included in Trip Cancellation & Interruption	Included in Trip Cancellation & Interruption	Included in Trip Cancellation & Interruption
Trip Cancellation	100% of the trip cost	100% of the trip cost	100% of the trip cost
Trip Interruption	125% of the trip cost	150% of the trip cost	175% of the trip cost
Hurricane & Weather	Common carrier delay for any length of time Mandatory Evacuation conditionally covered Accommodation made uninhabitable conditionally covered Must be purchased before storm is named	Common carrier delay for any length of time Mandatory Evacuation conditionally covered Accommodation made uninhabitable conditionally covered Must be purchased before storm is named	Common carrier delay for any length of time Mandatory Evacuation conditionally covered Accommodation made uninhabitable conditionally covered Must be purchased before storm is named
Terrorism	Covered for foreign and domestic	Covered for foreign and domestic	Covered for foreign and domestic
Financial Default	No coverage	Covered after 14 day wait if purchased before the final trip payment	Covered if purchased before the final trip payment
Employment Layoff	Covered after 14 day wait If employed for 1 continuous year	Covered after 14 day wait If employed for 1 continuous year	Covered after 14 day wait If employed for 1 continuous year
Cancel For Medical Reasons	Included in Trip Cancellation and Trip Interruption	Included in Trip Cancellation and Trip Interruption	Included in Trip Cancellation and Trip Interruption
Cancel For Any Reason	No coverage This benefit is separate from Trip Cancellation	No coverage This benefit is separate from Trip Cancellation	No coverage This benefit is separate from Trip Cancellation
Medical
Medical Coverage for Covid-19	Included in Emergency Medical	Included in Emergency Medical	Included in Emergency Medical
Emergency Medical	$50,000 per person Secondary coverage	$150,000 per person Secondary coverage	$250,000 per person Secondary coverage
Pre-Existing Condition	No coverage Pre-existing look-back period 180 days	No coverage Pre-existing look-back period 180 days	Covered if policy purchased before the final trip payment
Evacuation
Medical Evacuation & Repatriation	$250,000 per person	$500,000 per person	$1,000,000 per person
Loss or Delay
Travel Delay	$1,000 per person $150 daily limit Covered after 10 hour delay	$1,000 per person $200 daily limit Covered after 8 hour delay	$1,000 per person $300 daily limit Covered after 6 hour delay
Baggage Delay	$200 per person Covered after 24 hour delay	$300 per person Covered after 18 hour delay	$500 per person Covered after 12 hour delay
Baggage & Personal Items Loss	$1,000 per person	$1,500 per person	$2,000 per person
Missed Connection	$500 per person Covered after 3 hour delay Cruise and tour only	$750 per person Covered after 3 hour delay Cruise and tour only	$1,000 per person Covered after 3 hour delay Cruise and tour only
Accidental Death
24 Hour AD&D	No coverage	$25,000 per person $50,000 policy limit	$50,000 per person $100,000 policy limit
Flight Only AD&D	$50,000 per person $100,000 policy limit	$75,000 per person $150,000 policy limit	$100,000 per person $200,000 policy limit
Other Benefits
Rental Car Damage	Optional coverage	Optional coverage	$25,000 policy limit
Money Back Guarantee	Free look up to 10 days after purchase	Free look up to 10 days after purchase	Free look up to 10 days after purchase
24 Hour Assistance Service	24 hour assistance provided	24 hour assistance provided	24 hour assistance provided
Identity Theft	Covered	Covered	Covered
Additional Benefits	Concierge Services Coverage	Concierge Services Coverage	Concierge Services Coverage

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Additional Information