Pre-existing look-back period 60 days
A Pre-Existing Condition is an illness or other medical condition that was treated, diagnosed, or changed during a policy’s lookback period.
Benefits are not payable for any loss due to, arising or resulting from:
13. due to a Pre-Existing Condition, as defined in the Policy. The Pre- Existing Condition Limitation does not apply to the Emergency Medical Evacuation or Return of Remains coverage;
“Pre-Existing Condition” means an illness, disease, or other condition during the 60 day period immediately prior to the date Your coverage is effective for which You or Your Traveling Companion, Business Partner or Family Member scheduled or booked to travel with You: (1) received or received a recommendation for a test, examination, or medical treatment for a condition which first manifested itself, worsened or became acute or had symptoms which would have prompted a reasonable person to seek diagnosis, care or treatment; or (2) took or received a prescription for drugs or medicine.