Plan details for the APRIL Travel Protection Choice Policy

APRIL Travel Protection APRIL Travel Protection

Provider Logo web 72 20APRIL Travel Protection
Plan Name Choice
  Certificate
Ratings
AM Best Rating Underwritten by American Modern Home Insurance Company

AM Best's Rating of A+ (Superior)
Effective as of: 11/13/2014

Verify Rating at
www.ambest.com
Zero Complaint Guarantee This provider complies with Squaremouth's Zero Complaint Guarantee
Cancellation
Trip Cancellation

100% of the trip cost

Trip Interruption

150% of the trip cost

Hurricane & Weather

Common carrier delay for 48 hours
Accommodation made uninhabitable
Must be purchased before storm is named

Terrorism

Covered for foreign and domestic

Financial Default

Optional coverage

Employment Layoff

Covered
If employed for 2 continuous years

Cancel For Medical Reasons

Included in Trip Cancellation and Trip Interruption

Cancel For Work Reasons

Optional coverage

Cancel For Any Reason

Optional coverage
This benefit is separate from Trip Cancellation

Medical
Emergency Medical

$50,000 per person
Primary coverage

Pre-Existing Condition

Covered if purchased within 14 days of trip deposit

Co-Insurance

No Co-Insurance

Medical Deductible

No Medical Deductible

Home Country Coverage

No coverage

Evacuation
Medical Evacuation & Repatriation

$250,000 per person

Non-Medical Evacuation

No coverage

Loss or Delay
Travel Delay

$1,000 per person
$200 daily limit
Covered after 6 hour delay

Baggage Delay

$200 per person
Covered after 24 hour delay

Baggage & Personal Items Loss

$500 per person
$250 per item
$500 specific items limit

Missed Connection

$500 per person
Covered after 3 hour delay

Accidental Death
24 Hour AD&D

$10,000 per person

Flight Only AD&D

No coverage

Common Carrier AD&D

No coverage

Sports
Hazardous Sports

Optional coverage

Sports Equipment & Fees

Optional coverage

Amateur Sports

No coverage

Other Benefits
Rental Car Damage

Optional coverage

Money Back Guarantee

Up to 14 days after purchase

24 Hour Assistance Service

24 hour assistance provided

Additional Benefits

Concierge Services Coverage

Identity Theft

No coverage

Renewable Policy

Not renewable

Maximum Trip Length

Not applicable

Maximum Number of Trips

Not applicable

All Events Upgrade

No coverage