Plan details for the Travel Guard Gold Policy

Travel Guard Travel Guard

Provider Travel guard aig logo 1 5 15Travel Guard
Plan Name Gold
  Certificate
Ratings
AM Best Rating Underwritten by National Union Fire Ins Co Pittsburgh PA

AM Best's Rating of A (Excellent)
Effective as of: 02/20/2014

Verify Rating at
www.ambest.com
Zero Complaint Guarantee This provider complies with Squaremouth's Zero Complaint Guarantee
Cancellation
Trip Cancellation

100% of the trip cost

Trip Interruption

150% of the trip cost

Hurricane & Weather

Common carrier delay for any length of time
Accommodation made uninhabitable
Must be purchased before storm is named

Terrorism

Covered for foreign and domestic

Financial Default

Covered after 14 day wait if purchased within 15 days of trip deposit

Employment Layoff

Covered
If employed for 1 continuous year

Cancel For Medical Reasons

Included in Trip Cancellation and Trip Interruption

Cancel For Work Reasons

Included in Trip Cancellation and Trip Interruption

Cancel For Any Reason

Optional coverage
This benefit is separate from Trip Cancellation

Medical
Emergency Medical

$25,000 per person
Primary coverage if purchased within 15 days of trip deposit

Pre-Existing Condition

Covered if purchased within 15 days of trip deposit

Co-Insurance

No Co-Insurance

Medical Deductible

No Medical Deductible

Home Country Coverage

No coverage

Evacuation
Medical Evacuation & Repatriation

$500,000 per person

Non-Medical Evacuation

No coverage

Loss or Delay
Travel Delay

$750 per person
$150 daily limit
Covered after 5 hour delay

Baggage Delay

$300 per person
Covered after 12 hour delay

Baggage & Personal Items Loss

$1,000 per person
$500 first item limit
$250 subsequent items limit
$500 specific items limit

Missed Connection

$750 per person
$150 daily limit
Covered after 3 hour delay

Accidental Death
24 Hour AD&D

$10,000 per person

Flight Only AD&D

$50,000 if purchased within 15 days of deposit

Common Carrier AD&D

No coverage

Sports
Hazardous Sports

No coverage

Sports Equipment & Fees

No coverage

Amateur Sports

Athletic Coverage

Other Benefits
Rental Car Damage

Optional coverage

Money Back Guarantee

Up to 15 days after purchase

24 Hour Assistance Service

24 hour assistance provided

Additional Benefits

Concierge Services Coverage

Identity Theft

Covered

Renewable Policy

Not renewable

Maximum Trip Length

Not applicable

Maximum Number of Trips

Not applicable

All Events Upgrade

No coverage